You may be wondering about paying your insurance deductible, and who collects that money.

Many people get  confused about this when it's time the pay the contractor.  Often times, the homeowners think they already paid the deductible to the insurance company.  In reality, though, you don't pay the deductible to your insurance company.  Rather, they deduct it from the funds that come from the claim payment.  The deductible is your "out of pocket" obligation, which your insurance company expects you to pay to your roofer.

Take a walk with us for a few minutes and learn about paying your insurance deductible, and who it gets paid to.  For an explanation of the difference between an ACV and RCV insurance policy, watch this video.  This video explains why a roofer can't legally offer to pay your deductible himself.


Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado and serving homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, Woodland Park, Elbert, and other surrounding communities in El Paso, Teller, Elbert, and Chaffee counties.