Know When To Call Your Insurance Company For Roofing Claim

  • September 20, 2019

You may have been affected by the massive storm, known as the "bomb cyclone" that hit our area on March 13, 2019. But just because you may have been affected, should you file an insurance claim?  It's important to know when to call your insurance company, and when not to.

The simple rule of thumb should be, if you observe major damage to your property, then don't delay, call your insurance company.  If you observe only minor damage, don't call your insurance company.  Instead, call a credible contractor to inspect your property.

What is "major damage?"

If you had a tree fall on your house, and branches from the tree put holes in your roof, that's "major damage."  If 15-20% or more of your shingles blew off, that's "major damage.  If you had branches fall on your roof, but didn't penetrate the roof, that's not major damage.

If you don't have major damage and you file a claim, then your adjuster may deny the claim, at which point you then have a "zero-pay claim" on your record (watch this video for more information on zero pay claims).

Therefore, we strongly recommend that you call a contractor to inspect your property.  If you have an insurable loss, your contractor will let you know.  Remember, it's important to know when to call your insurance company, and when not to.

If you have any questions about the condition of your roof after a severe storm, please contact Homestead Roofing.

Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, Woodland Park, Elbert, and other surrounding communities in El Paso, Teller, and Elbert counties.

Blog Post

Related Articles

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique.

What To Do After It Hails in Colorado Springs

March 6, 2019
Many people don't know what to do after it hails and immediately call their insurance company to request to have an...

Why You Shouldn't Call Your Insurance Company After a Storm

January 4, 2021
If you're a Colorado Springs resident, you know for certain that you’ll probably encounter hail storms, on average,...

Avoid A Zero Pay Claim

September 20, 2019
On May 20 and 21, 2019, a bizarre Spring storm rolled through south-central Colorado, dropping several inches of snow....
Blog Post CTA

H2 Heading Module

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique.