After the hail storms of 2018, many people had some unpleasant surprises when they discovered that their insurance deductibles weren't what they thought they were.  It's important that you know your deductible before filing a claim.

 

Many insurance companies have been raising their deductibles, and homeowners aren't aware.  Many think they still have a $1,000 or $1,500 deductible, which used to be pretty standard.  Some deductibles are now based on a percentage of a home's value.  Some are even pro-rating based on the age of a roof.

When your homeowner's policy renews each year, it is recommended that you review it.  It's good to know if your deductibles have changed.  If you are preparing to file a claim for property damage on your house, or if you ever need to do so in the future, it's important that you know your deductible before filing a claim.

Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, Colorado.  We serve homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, and other surrounding communities.

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